Phil Cannella Explains The Brickhouse Industry

Phil Cannella Educates Investors On Safe Alternatives For almost 40 years, Phil Cannella has been teaching everyday Americans that when it comes to your retirement, you don’t want to take chances. You don’t want volatility, you want stability. You want guarantees and peace of mind. That’s why, as Phil Cannella and his co-host Joann Small pointed out on a recent edition of The Crash Proof Retirement Show, the choice is simple—avoid risk investments, and the industry that houses them, like the plague in your retirement years. Read More +

Phil Cannella Testimonial: Catherine Hayes

Phil Cannella Provides A Crash Proof Education The Crash Proof Retirement System, created by Phil Cannella, has helped thousands of people to secure their retirement futures. The most recent example is Catherine Hayes of Williamstown, N.J. When Catherine’s husband passed away several years ago, she faced the worst nightmare of most widows—she was all alone with the family finances and had no experience in handling such matters. Catherine’s husband had handled all the financial matters—as is the case with so many married couples of Catherine’s Read More +

Phil Cannella’s Crash Proof Retirement System: Dom and Linda Magazu

One of the most recent success stories belonging to Phil Cannella’s Crash Proof Retirement System is that of Dom and Linda Magazu of Gibbstown, N.J., who are the subjects of this week’s Crash Proof Retirement Spotlight. Years before coming to Crash Proof Retirement, the Magazus were courted by a securities advisor—with disastrous results. “We went with a firm that turned out to be a complete fraud,” lamented Dom Magazu. “They got us to turn over all of our funds to them… and then we never Read More +

Phil Cannella Finds His Calling In Crash Proof Retirement System

Phil Cannella Builds From A Lifetime of Experience As early as age 21, Phil Cannella devoted himself to improving the retirement culture of our great country. He spent his entire career working to protect and defend this country’s senior citizens from the unforeseen obstacles that await them in retirement. In fact, 2015 marks Phil Cannella’s 40th year as a senior advocate and Retirement Phase Expert. But it wasn’t until the early 2000s that Phil Cannella found his true mission and calling in the form of Read More +

Phil Cannella Cautions Consumers On Growing Debt Crisis

On the most recent edition of The Crash Proof Retirement Show, Phil Cannella discussed the growing problem of margin debt in our country—and what makes this increase so dangerous to investors. Cannella explained the debt cycle and how it tends to predict impending market corrections or crashes. Last week, Business Insider reported the final numbers from April—when margin debt reached $500 billion for the first time in history. Aside from being an all-time record, that figure also means that margin debt has now reached a Read More +

Phil Cannella Provides A Crash Proof Retirement For Dr. Ken Smith

When Phil Cannella created the Crash Proof Retirement System, he did so to protect the nest eggs of hard-working, decent people who, through no fault of their own, were taken in by a sneaky Wall Street-style sales pitch. In other words, someone like Dr. Ken Smith. Dr. Smith works as a dentist and has had a Crash Proof Retirement for the past five years. As you can imagine, working as a dentist requires a fiduciary responsibility, meaning that Dr. Smith puts his patients’ needs before Read More +

Phil Cannella Gets His Start As A Consumer Advocate

Phil Cannella’s Journey To Starting Crash Proof Retirement Phil Cannella started Crash Proof Retirement on a platform of truth, logic and consumer advocacy. Along the way, he’s protected the nest eggs of more than 4,000 American retirees. But the journey began as a way to remember his grandfather, whose own retirement was taken away by a sudden illness. Phil Cannella’s career got its start after the untimely passing of his grandfather following a massive stroke. Phil’s grandfather had retired shortly before his stroke, but the Read More +

Phil Cannella and Joann Small Discuss Safe, Insurance-Based Investment Alternatives

Phil Cannella and Joann Small’s Crash Proof Retirement Show Phil Cannella, founder of the Crash Proof Retirement System, likes to view different financial industries as ‘houses’—establishments in which you’ve chosen for your nest egg to ‘live,’ so to speak, until you enter the retirement phase of life. There’s the ‘stickhouse industry’—otherwise known as Wall Street. Corruption, risk and conflicts of interest could cause your house to fall apart and collapse at any moment and leave you ‘homeless’, financially speaking. Next is the banking profession, or Read More +

Phil Cannella Provides A Crash Proof Retirement For Stephen and Sandy Desirey

Phil Cannella has offered thousands of consumers in the Philadelphia area security and peace of mind in retirement. Today, we take a closer look at Stephen and Sandy Desirey of Skippack, Pa. Stephen Desirey, a retired chemical engineer, and his wife Sandy heard about the Crash Proof Retirement System back in 2010. Unhappy with the advisor they had at the time, the Desireys decided it was time for a change. Stephen and Sandy knew they wanted to find a way to invest their money without Read More +

Phil Cannella Demands The Truth From Colleagues and Competitors

Phil Cannella has developed a well-earned reputation for his commitment to the truth—and he demands the same from those he deals with in business. In the wake of the Great Recession of 2008, Phil Cannella founded The Crash Proof Retirement Show, heard on Talk Radio 1210 WPHT each weekend. The show started to further Phil’s mission of bringing Truth to the American Retiree. This was accomplished through news, research and honest analysis from Phil Cannella himself. But in July 2011, the mission reached a new Read More +

Phil Cannella Conducts Crash Proof Retirement Symphony

What makes Phil Cannella’s Crash Proof Retirement System special? Phil Cannella says the secret lies in the carefully crafted, finely-tuned arrangement of Crash Proof vehicles. Each individual’s specific Crash Proof Retirement plan is comprised of multiple financial vehicles that, when placed together in the Crash Proof Retirement melting pot, yields a well-protected, risk-proof nest egg. “The best way I can explain it is to compare it to a symphony orchestra,” explained Cannella. “Like musical instruments, all financial instruments have principles that they will follow to Read More +

Phil Cannella Lawsuit – Phil Cannella Lawsuit Seals Victory Against Online Defamer – Phil Cannella Lawsuit

Phil Cannella Lawsuit, Phil Cannella Reviews, Phil Cannella Complaints Phil Cannella explains, in a very shrewd manner, that freedom of speech has two faces and in any society, in any country, that is going to survive as a functional unit, there has to be a freedom of expression, but there also have to be boundaries where that freedom ends. The Unites States is very fortunate in that the Bill of Rights permits each and every citizen the right to free speech. Yet there is a Read More +

Phil Cannella Complaints – Phil Cannella Complaints Warns of Hidden Surrender Charges – Phil Cannella Complaints

Phil Cannella Complaints, Phil Cannella Lawsuit, Phil Cannella Reviews Phil Cannella says that many Advisors selling annuities do not adequately explain the surrender charges and penalties for a consumer cancelling their contract or withdrawing more than a set amount each year. Phil Cannella explains that this is one of those things that gives annuities a bad name because Advisors are not adequately explaining these things to investors who should know and understand the ramifications of going into an annuity contract. One of the reasons insurance Read More +

Phil Cannella Reviews – Phil Cannella Reviews Takes a Look at The Merits of A Joint & Survivor Annuity – Phil Cannella Reviews

Phil Cannella Reviews, Phil Cannella Lawsuit, Phil Cannella Complaints Phil Cannella tells his clients that there are so many different types of annuities out there on the market that it is very important that anyone who chooses one really understand what they are getting into. Phil Cannella explains that annuities are not for everyone and some annuities are plain bad. On the other hand, there are some annuities that do fit specific needs of consumers and knowing which ones these are is important. In Phil Read More +

Phl Cannella Lawsuit – Phil Cannella Lawsuit Decisive in Legal Victory – Phl Cannella Lawsuit

Phil Cannella Lawsuit, Phil Cannella Reviews, Phil Cannella Complaints Phil Cannella is a man who will get out on the battlefield and put his shoulder to the wheel to fight for the freedoms that this country was built on. Phil Cannella is not a man who sits in an ivory tower hoping that the world will someday sort itself out. He has long recognized that there are vested interests who carry out illicit campaigns to take advantage of the everyday American and he will come Read More +

Phil Cannella Complaints – Phil Cannella Complaints Discusses the Life Annuity with Period Certain – Phil Cannella Complaints

Phil Cannella Complaints, Phil Cannella Lawsuit, Phil Cannella Reviews Phil Cannella explains that there are a lot of different types of annuities on the market being offered by many different insurance carriers. Each insurance carrier tries to package their annuity in a different way to make it more attractive to a consumer. One particular type of annuity as Phil Cannella explains is the Life Annuity with Period Certain. Understanding this annuity it is important to understand annuities as a whole says Phil Cannella. When an Read More +

Phil Cannella Reviews – Phil Cannella Reviews Talks About the Risks of a Life Only Annuity – Phil Cannella Reviews

Phil Cannella Reviews, Phil Cannella Lawsuit, Phil Cannella Complaints Phil Cannella warns consumers to understands the risks involved in a life only annuity while at the same time seeing its benefits. A life only annuity is a very specific type of annuity says Phil Cannella and for some it could be a godsend and for others it might be lousy. This is why Phil Cannella insists that any financial professional who really cares for his clients will find out what the goals and needs of Read More +

Phil Cannella Crash Proof Retirement: Phil Cannella Probes Former Inspector General Why Corrupt Businesses Haven’t Been Shut Down – Phil Cannella Crash Proof Retirement

Phil Cannella Crash Proof Retirement Phil Cannella Crash Proof Retirement – Phillip Cannella Crash Proof Retirement: Phil Cannella Crash Proof Retirement, Probes Former Inspector General of the SEC, H. David Kotz, for Answers as to Why Corrupt Businesses Haven’t Been Shut Down. Phil Cannella recently conducted a two-hour interview with the then Inspector General of the Securities and Exchange Commission, H. David Kotz, in which he set out to get answers to so many questions Americans have for our government. In particular, he probed Kotz on the Goldman Sachs case. Read More +

Phil Cannella Reviews: Phil Cannella Engages the Look Back Principle Once Again – Phil Cannella Reviews

Phil Cannella Reviews Phil Cannella Reviews – Phillip Cannella Reviews: Phil Cannella Reviews, engages the Look Back Principle Once Again During His Interview With Former Inspector General of the SEC. Phil Cannella is on a mission to help Americans live the American dream of retiring comfortably and securely. One of the principles he uses in his work is the Look Back Principle, which allows you to take what you have learned from your past, apply it to the present and avoid regret in the future. Phillip Cannella Reviews During his Read More +

Phil Cannella Complaints: Phil Cannella Interviews the Former Inspector General on Why He Decided to Work for an Organization in Shambles – Phil Cannella Complaints

Phil Cannella Complaints Phil Cannella Complaints – Phillip Cannella Complaints: Phil Cannella Complaints, has set out to shed light on the financial industry, one that prefers to operate in the dark, so that Americans can have the information they need to plan for the best possible retirement. He uses investigative reporting to find the truth. Phil Cannella Complaints During a two-hour interview with H. David Kotz, the then Inspector General of the Securities and Exchange Commission, Phil Cannella inquires about why Kotz came to the SEC and what his Read More +

Phil Cannella Lawsuit: Phil Cannella Triumphs in Legal Case – Phil Cannella Lawsuit

Phil Cannella Lawsuit Phil Cannella Lawsuit – Phillip Cannella Lawsuit: Phil Cannella Lawsuit, has once again come out victorious in his legal fight to uphold his rights as he defends his position against those who seek to tear him down. Known throughout the financial services industry as a man who stands up against the status quo, against those seeking to take advantage of the ignorance of others, Phil Cannella has had to fight a battle against vested interests who have attempted to get him out of the way. Phil Read More +

Phil Cannella News: Phil Cannella Shares his Expertise with Other Aspiring Financial Experts – Phil Cannella News

Phil Cannella • Phillip Cannella Phil Cannella – Phillip Cannella News: Phil Cannella often says, “not only should you be true to your clients, but be true to yourself.” Good financial advising is using your expertise and applying it to help those who are not as informed. So don’t tell yourself you are truly ready to manage client’s finances if you really aren’t informed enough to do so. If a client has a question you are not fully prepared to answer, just go the extra mile to learn more Read More +

Phil Cannella asks; Are securities Good or Bad for Seniors – Phil Cannella Blog

Phil Cannella • Phillip Cannella Phil Cannella – Phillip Cannella Blog: A few years back Phil Cannella self-published a book to give it away at educational events. In that book he wrote, quote, “Through history, securities have proven that if you’re on the stock market for 20 or 30 years, you’ll come out ahead. So if you’re in the beginning or middle of the accumulation phase, you have nothing to worry about. Just hunker down and ride it out because history points to a rosy future.” Read More +

Phil Cannella Explains the Roth Conversion – Phil Cannella Blog

Phil Cannella is a big advocate for the Roth conversion, and we’ll sum up why in this article. An IRS law that was established in 1998, the Roth conversion allows you to convert any IRA into a financial instrument that will grow tax-free. This law, which most people don’t even know about, is what will save you from tax-infestation, allowing you to outlive your nest egg. To convert a tax-deferred account into a tax-free account, you will have to pay the taxes that are due Read More +

Phil Cannella on Being a Professional – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella has always sought in life to be a true professional in anything he does. This is well reflected in his work as a financial professional where he helps those in and approaching retirement crash proof their nest eggs. Phil Cannella’s level of professionalism in his work is evidenced in the care he takes with each consumer he sits with ensuring they get the highest level of service possible. What Phil Cannella has tried to embody are the qualities of Read More +

Phil Cannella’s Role as a Defender Started Early in Life – Phil Cannella Blog

Phil Cannella, a young boy Phil Cannella – Phillip Cannella Blog: Phil Cannella, as a young boy going through school, was not without difficulties. With his mind already racing far ahead of his classmates he didn’t always fit the mold his teachers wanted him to squeeze into. As Phil Cannella puts it: “What do you do with the little ADHD boy that’s disturbing the rest of the class?”  Phil Cannella’s desk in the hallway By second grade, young Phil Cannella’s desk made it to the hallway. Read More +

Phil Cannella, Defender of the Weak – Phil Cannella News

Phil Cannella against a corrupt industry Phil Cannella – Phillip Cannella News: Phil Cannella is among a few in the world willing to go up against a corrupt industry with the view of setting it to rights and getting some reforms in place. Phil Cannella works in the financial services industry working diligently to protect the everyday investor from the grabbing hands of the big banks and other unscrupulous vested interests. Seeing the fleecing go on that governing bodies seem to shut their eyes to, Phil Read More +

Phil Cannella Discusses Traditional Retirement Accounts – Phil Cannella Media

Phil Cannella has lots to say Phil Cannella – Phillip Cannella Media: Phil Cannella has many things to say about traditional retirement accounts, their benefits and their drawbacks. One of the points he makes is about tax-deferred growth that occurs in most accounts versus tax-free growth. Phil Cannella puts it this way, “A tax-deferred retirement account is free from taxation until you want to withdraw from it.  A tax-free retirement account is never subject to taxes once it has been established.” Phil Cannella points out dealing Read More +

Phil Cannella Explains Tax-Deferred vs. Tax-Free – Phil Cannella Blog

Phil Cannella considers the pros and cons Phil Cannella – Phillip Cannella Blog: Phil Cannella urges each of us to consider the pros and cons of tax-deferred growth versus tax-free growth in our retirement accounts. Phil Cannella explains This is how Phil Cannella explains it: “There’s a big difference between tax-deferred and tax-free and it translates to thousands of dollars in your pocket over your retirement. A tax-deferred account is one that you feed with pre-tax dollars and that grows without taxes being paid on the accumulation.  As Read More +

Phil Cannella’s Team of Elite Retirement Specialists – Phil Cannella News

Phil Cannella retirement specialists Phil Cannella – Phillip Cannella News: Phil Cannella has a team of retirement specialists who work with his consumers in order to provide sound planning and advice to all those who come through his doors. Phil Cannella utilizes a team of elite specialists who are specifically trained to work with people in and approaching retirement. Phil Cannella working with seniors The way Phil Cannella very aptly sees it is that the needs of people vary as they age. When one is young Read More +

Phil Cannella Educates Seniors – Phil Cannella Media

Phil Cannella – Phillip Cannella Media: Phil Cannella’s Crash Proof Retirement System™ is designed specifically with the senior citizen in mind. In fact, almost all of Phil Cannella’s life has been dedicated to helping those people in and approaching retirement in one fashion or another. The way he does this education is really two-fold. First of all he educates the consumers who come see him at events he holds throughout the tri-state area. These events held at local venues such as The William Penn Inn and Read More +

Phil Cannella on Risk Exposure – Phil Cannella Blog

Phil Cannella – Phillip Cannella Blog: Phil Cannella has some strong views on the way a retiree should approach this exposure to risk. We hear all too often that even if the market crashes you have to wait it out long enough and the markets will eventually recover. Phil Cannella says that that theory is workable so long as you are young enough to ride it out that long. If you’re in retirement you might not be, you may be depending on those assets to live Read More +

Phil Cannella Explains the Sacrifices He Made – Phil Cannella News

Phil Cannella – Phillip Cannella News: Phil Cannella’s early years as an adult were somewhat testing. When his grandfather suffered a stroke, Phil Cannella was forced to drop out of college and take a job to help pay for medical and nursing home bills.  During this time, he began studying the insurance industry and aspired to get his license to sell insurance.  That’s how he found out about Nursing Home Insurance which is popularly known today as long term care insurance. Had Phil Cannella known about Read More +

Phil Cannella Believes in Wealth Preservation – Phil Cannella News

Phil Cannella poses interesting questions Phil Cannella – Phillip Cannella News: Phil Cannella poses an interesting question: If you were to venture on a journey through the mountains, over rough terrain, across the dessert, what sort of vehicle would you choose? You might say a Mercedes or a BMW or a Hummer! Really, what you would want is a safe, secure vehicle that can handle the designated journey ahead. Phil Cannella’s Crash Proof Retirement System Phil Cannella makes the analogy that your progress through life and specifically Read More +

Phillip Cannella Media: Phil Cannella Addresses the Risks Facing Retirees

Phil Cannella – Phillip Cannella Media: Phil Cannella has taken a cold hard look at the issues facing people in their retired years and has delved into solutions to many of these risks, especially those risks connected to losing their nest eggs. Phil Cannella talks about it in this way: “There’s no question that today’s retiree faces financial risk in many forms.  There’s the risk of losing your principal in the stock market and of your accounts accumulating too many taxes and market fees (fees that weigh Read More +

Phillip Cannella Blog: Phil Cannella Asks if Your are Proofed Against Longevity Risk

Phil Cannella – Phillip Cannella Blog: Phil Cannella makes a point when he says that one of the unknowns we face as we go into retirement is that we don’t know how long we are going to live. If we only knew how long we would live then we could predict and plan for various eventualities. For example, as Phil Cannella explains, if you know you’ll live to 85 then you can predict how much money you will need between then and now. There is little use Read More +

Phillip Cannella News: Phil Cannella Speaks About the Family Situations and Long Term Care

Phil Cannella – Phillip Cannella News: Phil Cannella has experienced first-hand what can happen to a family when someone is in need of long term care and no long term care insurance policy has been taken out on the individual. Phil Cannella experienced exactly this about 40 years ago now when his grandpa, who had worked all his life and finally went into retirement, suddenly came into need of long term care and went into a nursing home. Phil Cannella remembers well what effect this had on Read More +

Phillip Cannella Media: Phil Cannella Talks About Tax-Free Growth versus Tax-Deferred Growth

Phil Cannella – Phillip Cannella Media: Phil Cannella is a well-trained Financial professional, versed in IRA regulations, IRS rules and understand the different types of financial vehicles that are available to retirees. He takes a good look at the advantages and disadvantages of tax-free growth versus tax-deferred growth in a retirement account. As Phil Cannella explains: “A retirement financial specialist knows that there’s more than one way to bypass the RMD to stop the erosion and taxation of your accounts, and turn them into tax-free vehicles that Read More +

Phillip Cannella News: Phil Cannella Answers the Question “What If I don’t Need my RMD?”

Phil Cannella – Phillip Cannella News: Phil Cannella has had to answer this question many times. People in their retired years hit 70 ½ and are made aware that this is the time they need to begin taking their retired minimum distributions yet they don’t need those funds and would rather have them continue to grow tax-free. Phil Cannella explains that it just doesn’t work that way. Most monies in retirement accounts have gone in them tax-free, meaning the taxes are being deferred to a later date Read More +

Phillip Cannella Blog: Phil Cannella Explains How RMD’s are Calculated

Phil Cannella – Phillip Cannella Blog: Phil Cannella answers a question often posed by consumers which is how is it determined how much of one’s account is subject to a required minimum distribution (RMD). Phil Cannella says this is an important question for anyone hitting retirement needs to know for penalties are assessed if one fails to meet the guidelines. The IRS wants its money, the money it has let you grow all these years tax-deferred and it is going to come and get it! In the Read More +

Phillip Cannella Blog: Phil Cannella Discusses Annuities

Phil Cannella – Phillip Cannella Blog: Phil Cannella makes is views on the subject of annuities very well known. Frankly, almost every financial advisor has an opinion about annuities, some say they are the worst products around, others seem to worship them. Phil Cannella also has an opinion, but his is steeped in real knowledge and familiarity with seniors and what products and services within the financial arena is right for them. Phil Cannella speaks candidly on this subject: “There’s a heap of bad press surrounding annuities. Read More +

Phillip Cannella Media: Phil Cannella And His Grandpa

Phil Cannella – Phillip Cannella Media: Phil Cannella’s life is an interesting story itself. While many people certainly have very colorful lives, Phil Cannella’s is pretty unique in itself. Phil Cannella was not born to riches. He was one of 5 children and his parents struggled to make ends meet. At one point, in order to cover all expenses, his family moved in with his grandparents. As his grandpa neared retirement it was to be a happy time for him with the bright outlook of the Read More +

Phillip Cannella Blog: Phil Cannella, A Man With a Crusade

Phil Cannella – Phillip Cannella Blog: Phil Cannella undoubtedly has a crusade in life, one which is set on bringing about reform on Wall Street where day in and day out the everyday investor is being taken advantage of by some vested interest or another. Phil Cannella disagrees with the fact that big banks such as Goldman Sachs can get away with fleecing investors to the tune of 1 billion dollars yet only be fined half the amount, 500 million dollars. In other words, as Phil Cannella Read More +

Phillip Cannella Blog: Phil Cannella Asks, Should You Really Feel Secure When You Retire?

Phil Cannella – Phillip Cannella Blog: Phil Cannella challenges you to the following question: When you retire, you should be able to reap what you have sown during the rest of your life, right? Retirement should be a time when we can live comfortably off of the money we have labored so hard to attain throughout the majority of our lives. It’s when we should enjoy “the golden years,” after having accomplished a huge feat. But look around you – Is that what you see happening?   Read More +

Phillip Cannella Media: Phil Cannella’s Book Teaches What Most Financial Advisors Don’t Even Know

Phil Cannella – Phillip Cannella Media: Phil Cannella teaches what more financial advisors don’t even know. In his book, Crash Proof Retirement: The Planning Isn’t Over, Phil Cannella provides information to help you approach your retirement proactively, safeguarding you from the many risks that can diminish it. His book will teach you: How to avoid risks and fees of securities How to outpace inflation How to escape the unnecessary taxation on IRAs, 401(k) and 401(b) plans How to preserve your assets from the IRS, so you can Read More +

Phillip Cannella News: Phil Cannella Reveals How Time Really Does Equal Money

Phil Cannella – Phillip Cannella News: Phil Cannella has devoted his life to helping American retirees retire safely and securely, because if there’s one thing Phil Cannella knows, it’s that a retirement savings that took a lifetime to accumulate can disintegrate before your eyes. The way Phil Cannella sees it, your retirement fund represents moments of your life that you have put into acquiring it. You’ve worked and waited a lifetime to get to retirement, and you sacrificed your time to your job for many years. You Read More +

Phillip Cannella News: Phil Cannella Says Insurance Companies are Financially Sound

Phil Cannella – Phillip Cannella News: Phil Cannella has taken a good hard look at both the banking system and the insurance industry and compared their safety and during harsh economic times. Phil Cannella did a historical look, not just examining the last few years. Phil Cannella points out that during extreme economic times such as after the 1929 crash when 100% of account holders wanted 100% of their money back from banks, banks were only required to keep 12 cents on every dollar on hand in Read More +

Phillip Cannella Media: Phil Cannella Asks if Annuities are Right

Phil Cannella – Phillip Cannella Media: Phil Cannella, among others in the field, question the value of annuities and if they are good fit for seniors. Phil Cannella says they definitely have a place as they are very unique products that have a very definite fit and are in fact unique as to what they do. This is how Phil Cannella puts it: “Annuities should have a place in your retirement portfolio for this reason: they’re one of the only guaranteed financial instruments in the history of Read More +

Phillip Cannella Blog: Phil Cannella Examines The Difficulties in Retirement

Phil Cannella – Phillip Cannella Blog: Phil Cannella has been working with seniors in one fashion or another for almost 40 years now and could well be termed a Senior Advocate. His concerns for the wellbeing of seniors began in his early twenties when he went door to door selling nursing home insurance. Phil Cannella was one of the early pioneers of what is known today as long term care insurance. After protecting thousands upon thousands of consumers against the risks of needing some form of long Read More +